Bri Teresi on Crypto for Dads: Building Sovereign Wealth with XRP, Constellation DAG & Privacy Coins
Dec 23, 2025
Dads, listen up.
You’re not just paying bills—you’re building a legacy. You’re the one who’s supposed to shield your family from economic chaos, teach your kids how to think critically about money, and position the next generation so they never have to beg a bank or a government for permission to use what’s rightfully theirs.
Crypto isn’t a casino. When done right, it’s one of the most powerful tools for financial sovereignty we’ve ever had.
In my recent full-length interview with Bri Teresi—influencer, golfer, model, and one of the clearest voices in the space today—we went deep into the technologies and mindset that matter most for fathers who want to lead with wisdom, not speculation.
Bri’s been in crypto since 2019 (starting with XRP, thanks to her mom and a friend), and she’s not a maximalist. She’s diversified hard: XRP for global utility, Constellation ($DAG) for real-world data integrity, and privacy coins (especially Zano and fUSD) because she believes privacy is a non-negotiable Christian principle in the world we’re heading into.
Watch the full interview here: [Insert YouTube link]
Here’s the crypto breakdown from our conversation, with deeper context, current 2025 developments, and clear, actionable steps you can take this week—without gambling your family’s future.
1. XRP: The Backbone of Fast, Cheap, Global Money Movement
Bri’s XRP journey began in 2019, and she held through the multi-year SEC lawsuit. Why? Because she believes XRP solves a real problem: moving value across borders quickly, cheaply, and reliably—something legacy systems like SWIFT can’t touch.
2025 Reality Check & Catalysts:
- Spot XRP ETFs are live and already pulling in hundreds of millions in inflows.
- Ripple continues aggressive expansion: RLUSD stablecoin rollout in Japan, partnerships with over 75% of Japanese banks, and massive cost savings (40–60% cheaper than traditional rails).
- The Japan carry trade unwind (trillions in yen flows needing fast settlement) is a perfect use case for XRP’s speed and liquidity.
- BIS (Bank for International Settlements) has repeatedly said cross-border settlement needs 8–10x daily turnover—XRP is architected for exactly that.
- Ripple’s acquisitions (Metaco, Fortress Trust, Standard Custody) position them as a fintech giant, not a “crypto startup.”
Dad Takeaway: XRP isn’t about moonshots—it’s about utility. If global money flow shifts to blockchain (and it’s already happening), XRP holders benefit from real adoption, not hype.
Action Steps This Week:
- Read the official Ripple site (ripple.com/xrp) and the XRP Ledger docs—spend 30 minutes understanding what it actually does.
- If you’re new, open an account on a trusted exchange (Coinbase, Kraken, Uphold) and start dollar-cost averaging small amounts ($50–100/month).
- Use XRP for real remittances if you send money to family overseas—test the speed and cost yourself.
2. Constellation Network ($DAG): The Scalable Infrastructure for Verifiable Data
Bri first got serious about Constellation after conversations with Bearable Bull and others in the community. It’s not a typical blockchain—it’s a Directed Acyclic Graph (DAG) called the Hypergraph, which scales horizontally: more nodes = more throughput, no fees, feeless P2P.
Why It’s Built Different (2025 Updates):
- Enterprise-grade focus: Partnerships with U.S. Air Force/DoD for secure infrastructure, Panasonic for first-responder tools, Common Crawl for validating massive web datasets.
- Metagraphs (custom sub-networks) allow tailored apps: tokenization of real estate, immutable digital fingerprinting, DeFi (PacaSwap), and more.
- Kraken listing (November 2025) + Base bridge + token migrations have improved accessibility and liquidity.
- Led by CEO Ben Jorgensen (Northern California-based—small world connection!).
Why Dads Should Pay Attention: In an AI world drowning in data, the ability to prove something is real (and hasn’t been altered) becomes priceless. Think: protecting family records, asset titles, educational credentials, or even voting integrity. Bri calls it “real-world utility” for a reason.
Action Steps This Week:
- Visit constellationnetwork.io and read the HGTP (Hypergraph Transfer Protocol) overview—compare it to old HTTP.
- If you decide to hold $DAG, stake it through validators for rewards.
- Start small: Buy on Kraken or a DEX, store in Edge wallet.
3. Privacy Coins: The Last Line of Defense for Sovereignty
This was Bri’s strongest message: Privacy is not optional. Public blockchains trace every transaction forever. In a world of CBDCs, freezes, and surveillance, that’s dangerous.
Her Top Picks & Why (Late 2025 Context):
- Zano: Hybrid PoW/PoS blockchain with confidential assets by default. Ring signatures, stealth addresses, and bulletproofs for Monero-level privacy.
- fUSD (Freedom Dollar): First decentralized, private stablecoin on Zano. Over-collateralized with ZANO, censorship-resistant, no freeze keys.
- Others: Monero (default privacy), Zcash (optional shielded addresses—use shielded only).
Bri’s Core Belief: “As a Christian, I want sovereignty over my money. Only God has authority over me—not a bank, not a government.” Privacy coins protect against the “mark of the beast” financial system she believes is coming.
Action Steps This Week:
- Download Edge wallet (non-KYC, multi-chain) or Bitcoin.com wallet.
- Swap a small amount of USDC/USDT to fUSD inside the wallet—test sending it privately.
- Read Zano.org and FreedomDollar.com to understand the tech.
- Use for real private payments (e.g., paying a freelancer abroad).
Final Word from Bri (and Me)
Bri’s vision isn’t just personal gain. She wants any future wealth to fund kingdom work: building better Christian schools, supporting persecuted developers, helping the less fortunate, and expanding missionary efforts.
As fathers, we’re stewards. Crypto is one tool in that stewardship. The goal isn’t to get rich quick—it’s to position your family so you can bless others and protect what God has entrusted to you.
Quick Starter Checklist for Dads:
- Educate first—watch Bri’s Free The Money show, read whitepapers, avoid hype accounts.
- Diversify: XRP (utility), $DAG (infrastructure), privacy coins (protection).
- Secure everything: Hardware wallet (Ledger/Trezor) + seed phrase backup in a safe place.
- Pray about it. Move with wisdom, not fear or greed.
Follow Bri for ongoing education:
- X: https://x.com/briteresi
- Instagram: https://www.instagram.com/briteresi
- YouTube: @BriTeresi
- Free The Money Show: https://www.instagram.com/freethemoneyshow
This is education only—not financial advice. Do your own research, start small, and lead your family with strength and discernment.
In sovereignty and stewardship, Ryan Fields-Spack
